AI Agent City · Benefits

US signup bonuses. Checked at the source.

36 verified bank account, credit card and brokerage signup bonuses — browsable by humans, queryable by AI agents over MCP. Every offer carries its source and last-verified date. No invented deals, ever.

36
live offers tracked
12 bank · 23 cards · 1 brokerage
$35,722
combined headline value of listed offers
card points at est. USD value
2
expiring within 30 days
act before the deadline
2026-10-15
last verification sweep
most recent source check

Built for humans. Native for agents.

One database, two first-class interfaces. Browse it yourself, or let your AI agent do the hunting.

For humans The fine print, decoded

  • Filter by state, bonus size, and direct-deposit requirements
  • Every requirement listed in plain English — no PDF-hunting
  • Days-remaining countdown on every expiring offer
  • Sort by bonus value or by deadline

Start browsing →

For agents Query it like a database

  • MCP server: search_bonuses, get_bonus, expiring_soon, compare_bonuses
  • Streamable HTTP at https://aiagentscity.com/benefits/mcp — no API key
  • JSON feeds + llms.txt for any crawler or agent
  • Structured schema: requirements[], states[], expiry dates

Agent docs →

Every bonus, by category

One card per offer, checked at the source. Filter chips jump you to a category; each card carries its source and verified date.

Business

4 offers

Business checking and business credit cards. Separate terms, separate underwriting.

business card
$4,000est. value
  • Apply and find out your offer; eligible applicants may earn as high as 200,000 Membership Rewards points after spending $15,000 in eligible purchases in the first 3 months of card membership
  • Welcome offers vary by applicant and you may not be eligible for an offer
SourceVerified 2026-10-01
business card
$4,000est. value
  • Apply and find out your offer; eligible applicants may earn as high as 300,000 Membership Rewards points after spending $20,000 in eligible purchases in the first 3 months of card membership
  • Welcome offers vary by applicant and you may not be eligible for an offer
SourceVerified 2026-10-01
business card
$2,050est. value
  • Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
  • Points valued ~$2,050 at 2.05 cents per point (TPG July 2026 Ultimate Rewards valuation)
SourceVerified 2026-10-01
business account
$300cash bonus
  • Open a new CitiBusiness Streamlined or Flexible Checking account between October 7, 2026 and January 6, 2027
  • Enrollment is in-branch only: ask a Citibank Business Specialist to enroll you in the Citi Checking Offer (no public online application link)
Source on recordVerified 2026-10-10

Credit cards

20 offers

Point bonuses converted to estimated USD so cards compare with cash.

credit card
$3,500est. value
  • Apply and find out your offer; eligible applicants may earn as high as 175,000 Membership Rewards points after spending $12,000 in eligible purchases in the first 6 months of card membership
  • Welcome offers vary by applicant and you may not be eligible for an offer; Amex shows your exact offer after a soft credit check
SourceVerified 2026-10-01
credit card
$2,050est. value
  • Earn 100,000 bonus points after spending $6,000 on purchases in the first 3 months from account opening
  • Points valued ~$2,050 at 2.05 cents per point (TPG July 2026 Ultimate Rewards valuation); Chase advertises $2,000 value for select flights and hotels through Chase Travel
SourceVerified 2026-09-20
credit card
$2,000est. value
  • Apply and find out your offer; eligible applicants may earn as high as 100,000 Membership Rewards points after spending $8,000 in eligible purchases in the first 6 months of card membership
  • Welcome offers vary by applicant and you may not be eligible for an offer
SourceVerified 2026-10-01
credit card
$1,813est. value
  • Earn 125,000 AAdvantage bonus miles after $15,000 in purchases within the first 5 months of account opening
  • Miles valued ~$1,813 at 1.45 cents per mile (TPG September 2026 valuation)
SourceVerified 2026-09-30
credit card
$1,538est. value
  • Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening
  • Points valued ~$1,538 at 2.05 cents per point (TPG July 2026 Ultimate Rewards valuation); worth 1.5 cents per point when redeemed for travel through Chase Travel
SourceVerified 2026-09-20
credit card
$1,425est. value
  • Earn 75,000 bonus ThankYou Points after spending $6,000 on purchases within the first 3 months from account opening
  • Points valued ~$1,425 at 1.9 cents per point (TPG July 2026 ThankYou valuation)
SourceVerified 2026-10-01
credit card
$1,388est. value
  • Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months from account opening
  • Plus receive a $300 credit for hotel and vacation rental bookings through Capital One Travel in the first cardholder year
SourceVerified 2026-10-01
credit card
$1,388est. value
  • Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months from account opening
  • Miles valued ~$1,388 at 1.85 cents per mile (TPG September 2026 Capital One valuation); worth $750 toward travel through Capital One Travel at 1 cent per mile
SourceVerified 2026-10-01
credit card
$1,305est. value
  • Earn 75,000 bonus miles after you spend $3,000 on purchases in the first 3 months of account opening
  • Plus 10,000 bonus miles after adding an authorized user in the first 3 months
SourceVerified 2026-10-06
credit card
$1,140est. value
  • Earn 60,000 bonus ThankYou Points after spending $4,000 on purchases in the first 3 months of account opening
  • Points valued ~$1,140 at 1.9 cents per point (TPG July 2026 ThankYou valuation); redeemable for $600 in gift cards or travel rewards at thankyou.com
SourceVerified 2026-10-01
credit card
$1,050est. value
  • Earn 60,000 bonus points after spending $4,000 on purchases within the first 3 months from account opening
  • Points valued ~$1,050 at 1.75 cents per point (TPG September 2026 Wells Fargo Rewards valuation); issuer advertises $600 toward travel
SourceVerified 2026-09-20
credit card
$750est. value
  • Earn 75,000 online bonus points - a $750 value - after making at least $5,000 in purchases in the first 90 days of account opening
  • Points worth a fixed 1 cent each toward cash back, travel, statement credits, or gift cards; no transfer partners available
SourceVerified 2026-09-20
credit card
$600est. value
  • Receive 60,000 online bonus points - a $600 value - after making at least $4,000 in purchases in the first 90 days of account opening
  • Points worth a fixed 1 cent each toward cash back, travel, statement credits, or gift cards; no transfer partners available
SourceVerified 2026-10-01
credit card
$250est. value
  • Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening
  • Limited-time promotion; Chase's page states no end date, so re-check before applying
SourceVerified 2026-09-30
credit card
$200est. value
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • No annual fee
SourceVerified 2026-10-01
credit card
$200est. value
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • No annual fee
SourceVerified 2026-10-01
credit card
$200est. value
  • Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
  • No annual fee
SourceVerified 2026-10-01
credit card
Variesest. value
  • Intro offer: Unlimited Cashback Match for all new cardmembers - Discover automatically matches all the cash back you earned at the end of your first year
  • No minimum spending requirement and no maximum rewards cap; e.g., $300 earned becomes $600
SourceVerified 2026-10-01
credit card
0% for 21 monthson balance transfers
  • No signup bonus: this card is listed for the intro rate it gives on transferred balances, not for a cash or points offer
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers (Wells Fargo's own wording: its 'lowest intro APR')
SourceVerified 2026-10-15

Bank accounts

11 offers

Cash bonuses on new checking and savings accounts.

bank account
$900cash bonus
  • Open a new Chase Total Checking account and have a direct deposit post within 90 days of coupon enrollment ($300)
  • Open a new Chase Savings account in the same application, deposit $15,000 or more in new money within 30 days, then maintain a $15,000 balance for 90 days from coupon enrollment ($200)
SourceVerified 2026-10-06
bank account
$600cash bonus
  • Open a new BMO Smart Advantage, Smart Money, or Relationship Checking account
  • Primary applicant must reside in AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, or WI at the time of application
SourceVerified 2026-10-02
bank account
$500cash bonus
  • New Truist personal checking clients only: open a new Truist One Checking (or Truist Marquee Checking) account from July 14, 2026 through February 2, 2027 using a promo code
  • Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days of account opening
SourceVerified 2026-09-30
bank account
$400cash bonus
  • For new Chase checking customers only
  • Open a new Chase Total Checking account and enroll in the offer by January 27, 2027
SourceVerified 2026-10-06
bank account
$400cash bonus
  • Open a new Virtual Wallet with Performance Select checking product online via the offer page links between September 1, 2026 and January 7, 2027
  • Set up and receive total qualifying direct deposits of $5,000 or more into the Spend account within the first 60 days
SourceVerified 2026-10-01
bank account
$400cash bonus
  • Open a SoFi Checking and Savings account (new and existing members who have never set up direct deposit with SoFi are eligible)
  • Set up your first eligible direct deposit of $1 or more; SoFi must receive it on or before December 31, 2026
SourceVerified 2026-10-01
bank account
$300cash bonus
  • Open a Key Smart Checking account online by December 11, 2026 with a minimum opening deposit of $10
  • Make a total of $2,000 or more in eligible direct deposits within 90 days of account opening
SourceVerified 2026-10-01
bank account
$300cash bonus
  • Open a new TD Beyond Checking account online through the qualifying offer page by November 30, 2026
  • Make $2,500 or more in qualifying direct deposits within 60 calendar days of account opening
SourceVerified 2026-09-30
bank account
$250cash bonus
  • Open a new Capital One 360 Checking account using promo code CHECKING250
  • Set up and receive at least 2 qualifying direct deposits, each of $500 or more, within 75 days of account opening
SourceVerified 2026-10-01
bank account
$175cash bonus
  • For new Chase banking customers only; open a Chase Secure Banking account online or with a coupon at a branch
  • Complete 10 qualifying transactions within 60 days of coupon enrollment
SourceVerified 2026-10-06
bank account
$50cash bonus
  • Open both a Bask Interest Savings Account and a Bask Interest Checking Account between October 1, 2026 and December 31, 2026
  • Maintain an average monthly balance of at least $10,000 in the Interest Savings Account each statement period
SourceVerified 2026-10-10

Brokerage

1 offer

Cash bonuses for funding a new brokerage account with qualifying deposits.

brokerage
$100cash bonus
  • Become a Schwab client through a referral from an existing Schwab client
  • Make a qualifying net deposit of at least $25,000 into the new Schwab account within 45 days of becoming a client
SourceVerified 2026-10-11

Expiring soon

These deadlines are real — confirm terms before you apply.

How it works

A bonus feed is only as good as its verification. Here's the pipeline.

01

We track

Bank promo pages and reputable bonus trackers are monitored for new and changed offers — checking, savings, and credit cards.

02

We verify

Each offer's terms are checked against the issuer's own page where we can read it, otherwise against bonus trackers that agree. Every record is stamped with its source URL and verification date.

03

You act

Browse here, or have your agent query the MCP feed — then apply directly with the bank. Nothing to sign up for, no paywall.

Questions, answered honestly

Is this free?

Yes. No signup, no paywall, no account. Agents query the MCP server and JSON feeds free too — no API key.

Where does the data come from?

Every offer is checked against a named source — the issuer's own page where we can read it, otherwise a bonus tracker where several agree. Each record carries a source_url, a verification method and a last_verified_date. Offers we can't verify don't get listed.

Are the Apply links affiliate links?

Apply links currently go to each issuer's own page, or to the bonus tracker where we confirmed the terms, and earn us nothing. If affiliate links are added later they will be labelled Sponsored, and commissions will not be used in deciding which offers we list or how we order them. See the full disclosure.

Are bonuses taxable?

Bank bonuses are generally reported as interest income (Form 1099-INT); card rewards are generally treated differently. Check with a tax professional.

How do credit card point values work?

Points and miles are converted to USD using published per-point valuations so cards compare fairly with cash bonuses. The valuation basis is stated in each offer's requirements. Cash is cash; points are estimates.

How often is the data re-verified?

Offers near expiry are re-checked weekly; the full feed is re-verified on a rolling monthly cadence. Every record shows exactly when it was last confirmed.

I'm an AI agent. How do I use this?

Connect to the MCP server over Streamable HTTP, pull the JSON feeds, or read llms.txt. Full copy-paste instructions are on the For agents page.

Affiliate disclosure

Benefits City is reader-supported. Apply links currently go to each issuer's own page, or to the bonus tracker where we confirmed the terms, and earn us nothing. If affiliate links are added later they will be labelled Sponsored, and commissions will not be used in deciding which offers we list or how we order them. Read the full disclosure →